What is business liability insurance?

General liability insurance, also known as business liability insurance, is a type of insurance policy that helps protect businesses from claims that happen as a result of normal operations. Business liability insurance typically provides coverage to small businesses for bodily injuries, medical payments, advertising injuries and more.

You can count on us to keep your business running smoothly.


General Liability

Business insurance does more than protect your business from natural disasters, but also from premises and operations, products and completed operations, contractual and advertising liability. We all know that in today’s litigious society, a simple slip and fall or burn can turn into a lengthy legal process. We are here to ensure it doesn’t hamper your productivity and cash flow.

Through active risk management and risk transfer (hold harmless agreements, additional insured status, waivers of subrogation and certificate monitoring, among others) we will strive to be your trusted resource allowing you to boldly grow and expand your business with the knowledge that we will be there when mistakes happen. So, from restaurants to apartment and office buildings to machine shops and grain elevators, contact Ness Agency professionals for customized products and services to ensure financial stability in the wake of the unexpected.

Advantages of Working with a Ness Insurance Agent

Being a Trusted Choice Independent Agency, we have found success by doing business with highly rated companies with very competitive coverage and rates. The protection and security of our customers is our highest priority and we pride ourselves on backing it up with outstanding customer service.

  • Expert knowledge and expertise
  • Personalized solutions and service
  • Quality coverage with maximum savings
  • One-on-one claim assistance
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