Worker’s Compensation

Cover your employees

Ness Agency workers’ compensation insurance helps your employees recover from work-related injuries or illnesses so they can get back to work faster.

Workers’ comp also has benefits for you, the small business owner. If your injured employee or their family sues your business, it can help cover your legal costs.

What Is Workers’ Compensation Insurance?

Workers’ compensation insurance, also known as workman’s comp or workers’ comp, gives your employees benefits if they get injured or become ill from their job. These benefits can help:

Cover their medical care
Replace most of their lost wages if they take time off from work to recover
Provide disability benefits
Give death benefits, like helping pay for a funeral if they lose their life in a work-related accident

How Does Workers’ Compensation Insurance Work?

If one of your employees gets injured on the job or sick from their work, our workers’ comp insurance can help them recover and return to their job. We’ve designed our programs to support small businesses. We’re here to help promote your employees’ safety and well-being, getting them to return to work as soon as possible.

On top of helping cover their treatment, our workers’ comp insurance can also help pay to train your employees for new roles if they can’t return to their old roles. And, if they can’t return to work at all, workers’ comp can provide long-term disability benefits.

Get More Information about Workers Compensation Insurance

The Advantages of Workers’ Compensation Insurance from Ness Agency include:

Preferred Medical Provider Network

Your employees have access to over 1 million providers experienced in treating workplace injuries.

Prescription Drug Features

More than 65,000 U.S. pharmacies to fill prescriptions, usually with no out-of-pocket expenses, plus convenient mail-order service.

Needle Stick Reimbursement Program

Helps pay for the initial testing of your employee and their patient if your worker gets hurt with a needle. It can also reimburse your employee for additional testing.

Nursed Back to Health Program

Highly experienced nurse case managers help coordinate care and treatment. They can also help with physical, emotional and occupational therapies.

Pay-As-You-Go Billing Solutions

Helps manage your business’ cash flow by basing your workers’ comp premium payments on your actual payroll.

Advantages of Working with a Ness Insurance Agent

Being a Trusted Choice Independent Agency, we have found success by doing business with highly rated companies with very competitive coverage and rates. The protection and security of our customers is our highest priority and we pride ourselves on backing it up with outstanding customer service.

Expert knowledge and expertise
Personalized solutions and service
Quality coverage with maximum savings
One-on-one claim assistance